Privacy Policy

Effective Date: October X, 2024

This Privacy Policy describes how Navi Technologies Inc. (“Navi”, “we”, “us”, or “our”) collects, uses, shares, and protects personal information when you interact with our website (the “Services”).

Please note that this Privacy Policy does not apply to non-Navi websites or services that state that they are offered under a different privacy policy. Please review the privacy policies on those websites directly to understand their privacy practices.

Information We Collect

Depending on your interaction with Navi, we may collect personal information:

• Directly from you: When you provide information or interact with us, including:
  • Account information (e.g., your name, email address, and selected password if you create an account).
  • Contact information and any other details you provide when communicating with us via email, mail, or other channels.
  • Payment information, including payment details and history if you engage in transactions through the Services.
  • Any additional information you choose to provide, including questions and feedback.
• Automatically via cookies: (as detailed in the Cookies section below)
• From third parties: Such as information about the marketing and advertisements you have seen or clicked on from online advertising companies.

Some of this information may be collected by external parties on our behalf (for example, through our payment processor). Navi does not itself collect or store payment card information.

Cookies

When you interact with our Services, certain information is automatically collected via cookies and other tracking technologies. This includes:

• Device information: such as your IP address, device type, unique device identifier, and operating system.
• Location information: if you allow access to your device’s location.
• Usage details: such as visit dates, times, duration, pages or content accessed, search terms, visit frequency, and referring website addresses.

Much of this information is collected by our partners through cookies and tracking technologies, which help with ad serving, usage analysis, and fraud prevention. You may be able to control or opt out of these cookies as described in the Privacy Choices section below.

How We Use Your Information

We use the information we collect to:

• Provide and maintain our Services, including account creation and support.
• Respond to your inquiries and provide customer support.
• Improve our Services by diagnosing technical issues and monitoring performance.
• Administer marketing campaigns, tailor content, and better understand our customer base.
• Comply with legal requirements and protect the rights of Navi, you, or others.
• Detect, investigate, and prevent fraudulent or illegal activities.

We may also use and share your information in aggregated or de-identified form for research, analysis, and other purposes.

How We Share Your Information

We may share your information in the following situations:

• With service providers (e.g., IT services, hosting, accounting, auditing, tax services) who need the information to perform professional functions on our behalf.
• With advertising partners who use cookies to deliver personalized ads. These partners may collect data to provide measurement services and target ads.
• In connection with corporate events (such as mergers or acquisitions) where your information may be transferred.
• When required by law or to protect Navi and others (e.g., in response to court orders or law enforcement requests).

How We Protect Your Information

We use physical, technical, and administrative safeguards to protect the information we collect. However, we cannot guarantee the absolute security of our networks, systems, or databases. If you access our Services outside the United States, please note that your information may be processed and stored in the United States or other countries.

Privacy Choices

You have certain choices regarding the collection and use of your information:

• Account information: You can visit your Navi account to update your contact information.
• Cookies:
  • You can modify your browser settings to disable or reject cookies, though this may affect some features of our Services.
  • You may opt out of interest-based advertising by visiting networkadvertising.org or aboutads.info. (Note: This does not opt you out of all ads or prevent other companies from using your data for personalized advertising.)
  • Your device may have a “Do Not Track” setting; however, we do not respond to such signals.
  • You may also opt out of some third-party cookies by visiting their opt-out pages. For example:
    • We use Google Analytics. Learn more and opt out using the Google Analytics Opt-out Browser Add-on.
    • We use Google Ads and Facebook Pixel. Learn more about Google Ads here and Facebook Pixel here.
• Email marketing: You can unsubscribe from marketing emails at any time by using the unsubscribe link in our emails.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time. The “Effective Date” at the top of this page indicates when this Privacy Policy was last revised. We may also notify you of changes via other means.

Contact

For questions about our privacy practices, please contact us at info@joinnavi.com.